Credit Reminders
May 04, 2026
As we begin another busy “Spring Season,” an essential business practice for your cooperative is to review customer accounts that have unpaid amounts 60 days or more past due.
Thank you to patron members who have taken advantage of input finance options or bank loans to prepay for products and services. There are enough issues with weather, machinery breakdowns, and other factors, and you won’t have to worry about how to pay for items needed, as you are well prepared.
Policy Reminders
United Cooperatives’ credit policy remains unchanged – all balances are due on Net 30-day terms. When an account is 60 days or more past due, we will place the account on a cash basis (no charge). The account does not automatically regain charge privilege after payment. To reinstate credit, an account review with someone in our credit department must be completed by calling 920-887-1756 or 800-924-2991.
Over time, the enforcement of our policy has saved your cooperative thousands of dollars in bad debt losses. Likewise, failure to enforce the policy exposes the cooperative to unnecessary losses, which deteriorate earnings for all other customers who pay promptly. We work hard to protect your equity in the cooperative.
For this reason, we must strictly enforce COD status for All Customers with amounts owing for over 60 days. Even though this may be uncomfortable for some members, it has proven to control exposure to losses and improve returns to all members.
Your good credit is vital to all of us here at your cooperative. It is a handy tool that allows you to make timely decisions. We do not want to see any customer lose that privilege.
Heating Season Reminders
Another heating season is over, and for some of you, the high use of Propane and Fuel Oil made it difficult to pay promptly. You must plan for the next heating season so that we can deliver product to you without delay. We offer multiple ways to ease your frustration: Budget, Booking, and Prepay programs. Contact the energy department for further details at 920-887-1756.
Patronage distributions
Are you receiving your full patronage dividend? For purchases made in 2025, we sent out patronage dividend checks in May. If your check stub shows a “Federal Withholding Tax line,” your check is reduced per IRS regulations because the IRS has notified us that your taxpayer ID number is incorrect. Please contact the credit department at 800-924-2991 to correct this so we can pay out your full dividends in future years.
2026 Loan Finance Programs
United Cooperative has loan options and terms available. Please feel free to contact your agronomist or Traci Anderegg for more information.
Advantages of financing:
Eliminate Finance Charges by Paying Online and On Time
United Cooperative offers online bill pay using your checking, savings, debit, or credit card. Payments made online using a card will be assessed a 2.75% convenience fee. Payments made by phone with a card to one of our offices will be charged a 3% convenience fee. For questions or assistance, please get in touch with our credit department at 920-887-1756 or creditdepartment@unitedcooperative.com.
Thank you to patron members who have taken advantage of input finance options or bank loans to prepay for products and services. There are enough issues with weather, machinery breakdowns, and other factors, and you won’t have to worry about how to pay for items needed, as you are well prepared.
Policy Reminders
United Cooperatives’ credit policy remains unchanged – all balances are due on Net 30-day terms. When an account is 60 days or more past due, we will place the account on a cash basis (no charge). The account does not automatically regain charge privilege after payment. To reinstate credit, an account review with someone in our credit department must be completed by calling 920-887-1756 or 800-924-2991.
Over time, the enforcement of our policy has saved your cooperative thousands of dollars in bad debt losses. Likewise, failure to enforce the policy exposes the cooperative to unnecessary losses, which deteriorate earnings for all other customers who pay promptly. We work hard to protect your equity in the cooperative.
For this reason, we must strictly enforce COD status for All Customers with amounts owing for over 60 days. Even though this may be uncomfortable for some members, it has proven to control exposure to losses and improve returns to all members.
Your good credit is vital to all of us here at your cooperative. It is a handy tool that allows you to make timely decisions. We do not want to see any customer lose that privilege.
Heating Season Reminders
Another heating season is over, and for some of you, the high use of Propane and Fuel Oil made it difficult to pay promptly. You must plan for the next heating season so that we can deliver product to you without delay. We offer multiple ways to ease your frustration: Budget, Booking, and Prepay programs. Contact the energy department for further details at 920-887-1756.
Patronage distributions
Are you receiving your full patronage dividend? For purchases made in 2025, we sent out patronage dividend checks in May. If your check stub shows a “Federal Withholding Tax line,” your check is reduced per IRS regulations because the IRS has notified us that your taxpayer ID number is incorrect. Please contact the credit department at 800-924-2991 to correct this so we can pay out your full dividends in future years.
2026 Loan Finance Programs
United Cooperative has loan options and terms available. Please feel free to contact your agronomist or Traci Anderegg for more information.
Advantages of financing:
- Finance seed, fertilizer, crop protection, agronomy services, dryer LP, lubricants, and fuel for your 2026 input needs
- Competitive interest rates
- Lock in early pricing
- Defer payment until harvest
- Know your costs so you can market grain accordingly
- Access to your loan information online
Eliminate Finance Charges by Paying Online and On Time
United Cooperative offers online bill pay using your checking, savings, debit, or credit card. Payments made online using a card will be assessed a 2.75% convenience fee. Payments made by phone with a card to one of our offices will be charged a 3% convenience fee. For questions or assistance, please get in touch with our credit department at 920-887-1756 or creditdepartment@unitedcooperative.com.